Highest-materiality recent filing
HCI Group Q2 2026 pre-tax income $111M, diluted EPS $5.60, gross loss ratio 22%
Pre-tax income $111M vs $94M YoY; net income $83M vs $70M; diluted EPS $5.60 vs $5.18.
Reinsurance Tower 1: $1.06B single-event coverage, retention $10M, private premiums $204.7M plus $30M FHCF.
HCI Group Q1 2026 pre-tax income $115M; diluted EPS $5.45, up from $5.35 YoY
Pre-tax income $115M vs $100M YoY; net income after noncontrolling interests $73M vs $70M.
HCI Group Q4 pre-tax income $144M, EPS $7.25; full year EPS $22.72
Q4 net income after noncontrolling interests $98M vs $3M YoY; diluted EPS $7.25 vs $0.23.
Exzeo Group, HCI subsidiary, enters new CEO employment agreement; awards $3.75M cash bonus
Paresh Patel named CEO of Exzeo Group effective Jan 1, 2026, with base salary of $950,000.
HCI Group Q3 2025 diluted EPS $4.90 vs $0.52; pre-tax income $90.6M
Net income after noncontrolling interests $65.5M, up from $5.7M in Q3 2024.
Exzeo Group prelim Q3 rev $53.5-56.8M, net income $20.1-22.2M; 9mo rev $162-165.3M
Preliminary unaudited Q3 2025 revenue of $53.5M to $56.8M.
HCI Group subsidiary Exzeo files S-1 for proposed IPO; terms not set
Exzeo Group, majority-owned by HCI, publicly filed Form S-1 for IPO of common stock.
HCI Group Q2 pre-tax income $94.4M; diluted EPS $5.18; book value $58.55
Net income after noncontrolling interests was $66.2M, up from $54.1M in Q2 2024; diluted EPS $5.18 vs $4.24.
HCI Group secures 2025-2026 reinsurance program with $1.28B Florida tower
Three reinsurance towers placed; Tower 1 covers Homeowners Choice and Tailrow Florida policies up to $1.28B per event.
HCI Group Q1 EPS $5.35 beats $3.81 YoY; plans tax-free spin-off of Exzeo
Q1 diluted EPS $5.35 vs $3.81 YoY; pre-tax income $100.3M, net income $74.2M.
HCI Group Q4 2024 diluted EPS $0.23, full year $8.89; gross premiums up 38%
Q4 2024 diluted EPS $0.23, down from $3.40 in Q4 2023; adjusted EPS $0.31.
HCI Group Q3 2024 net income falls to $5.7M; diluted EPS $0.52 vs $1.34 YoY
Q3 2024 net income after noncontrolling interests of $5.7M, down from $13.2M in Q3 2023.
HCI Group Q2 2024: Pre-tax income $76M, diluted EPS $4.24, gross loss ratio improves to 29.7%
Net income after noncontrolling interests $54.1M vs $12.4M YoY; diluted EPS $4.24 vs $1.28.
HCI Group secures $1.12B Tower 1 and $723.3M Tower 2 reinsurance for 2024-2025
Tower 1 (FL Homeowners Choice): $1.12B single-event limit, $14M retention; private premiums $161.4M, FHCF $49.4M.
HCI Group Q1 net income $57.0M ($3.81 EPS) vs $17.8M ($1.54 EPS) year ago
Pre-tax income $77.4M; adjusted diluted EPS $3.65 vs $1.50 prior year.
CEO Paresh Patel's base salary remains $950,000 under the five-year term ending April 2029.
HCI Group Q4 net income $40.9M ($3.40 EPS); full year net income $89.3M vs loss in 2022
Q4 net income $40.9M ($3.40 diluted EPS) vs $2.7M ($0.18) a year ago; adjusted EPS $3.22.
HCI Group redeems $100M TypTap preferred stock, extends Centerbridge warrant, files new S-3 shelf
Redeemed all TypTap Series A Preferred held by Centerbridge for ~$100M plus ~$2.9M accrued dividends, eliminating future 9.5% dividends.
HCI Group prices 1M-share public offering at $78/sh, expects ~$73.4M net proceeds
Underwritten offering of 1,000,000 shares at $78.00 per share, total gross proceeds ~$78M.
Pre-tax income of $20.1M vs pre-tax loss in Q3 2022; adjusted diluted EPS of $1.41 vs loss of $5.62.
HCI unit signs agreement to assume policies from Florida's Citizens Property Insurance
Homeowners Choice Property & Casualty entered an Assumption Agreement with Citizens Property Insurance Corp. to assume policies under Florida's depopulation program.
HCI Group swings to Q2 net income of $14.9M from prior-year loss; gross loss ratio improves to 34%
Net income of $14.9M ($1.28 diluted EPS) vs net loss of $8.5M ($1.04 loss) in Q2 2022.
HCI Group secures 2023-2024 reinsurance with $2.4B total coverage; premiums $266.6M
Tower 1 (Homeowners Choice FL) provides $992.8M single-event coverage, retention $12.5M; total all-occurrence limit $1.42B.
HCI Group Q1 net income $17.8M ($1.54 EPS) vs $2.8M year ago; loss ratio improves to 33.6%
Net income of $17.8M, diluted EPS $1.54; adjusted net income $17.4M ($1.50 EPS).
HCI Group Q4 net income $2.7M; full-year net loss of $54.6M on Hurricane Ian
Q4 2022 diluted EPS $0.18 vs $0.01 in Q4 2021; adjusted diluted EPS $0.06 vs ($0.14).
HCI Group Q3 net loss $51.5M ($5.66/share) as Hurricane Ian claims weigh; gross premiums up 21%
Net loss of $51.5M ($5.66 loss per share) vs net loss of $4.9M ($0.72 loss per share) in Q3 2021.
HCI Group Q2 2022 net loss $8.5M vs profit $3.8M YoY; gross premiums earned up 30%
Net loss of $8.5M ($1.04 per share) vs net income of $3.8M ($0.24) in Q2 2021.
On April 9, 2025, our director, Lauren Valiente, notified in writing the chairman of the board of directors that she will not seek reelection to the board of directors.
Max materiality 0.85 · Median 0.60 · Most common event other_material