Recent 8-K filings for PDLB

• June 17, 2025, 7:59 PM ET other material materiality 0.75 positive item 5.07item 8.01item 9.01

  Ponce Financial reports FY2024 net income $10.3M, up 200% YoY; ECIP buyback could add $8/share book value

  Net income $10.3M in 2024, up over 200% from 2023; ROA reached 85bps in Q1 2025.

• September 30, 2024, 7:59 PM ET other materiality 0.60 positive item 8.01item 9.01

  Ponce Financial Group opens first Florida representative office in Coral Gables

  New office at 1600 Ponce de Leon Drive in Coral Gables, staffed by Customer Relationship Officer Juan Sanchez.

• June 20, 2024, 7:59 PM ET regulatory materiality 0.75 positive item 8.01item 9.01

  Ponce Bank meets ECIP lending targets, cuts preferred dividend rate to 0.5% saving $3.375M

  Qualified lending under ECIP totaled $1.162 billion from June 8, 2023 to March 31, 2024.

• June 17, 2024, 7:59 PM ET other material materiality 0.60 positive item 5.07item 8.01item 9.01

  Ponce Financial reports 19% asset growth in 2023; shareholders vote against exec comp

  Say-on-pay: 9.5M votes against (55% of votes cast); Compensation Committee to address concerns.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.75 · Median 0.50 · Most common event earnings

5 positive 0 negative 16 neutral

source · PDLB on sec.gov