REFI Chicago Atlantic Real Estate Finance, Inc.

CIK 0001867949 17 ready 8-Ks latest May 7, 2026, 7:59 PM ET RSS · JSON

Activity: NORMAL 1 filings / 30d vs 0 baseline

Ready 8-Ks 17

Latest filing May 7, 2026, 7:59 PM ET

Top materiality 0.75

Event mix earnings ×10 · other_material ×3 · leadership ×2

Sentiment 5 pos · 2 neg · 10 neu

Latest earnings reported 2026-Q1

Recent 8-K filings for REFI

Highest-materiality recent filing

Chicago Atlantic Q1 net income $4.8M ($0.23/share) vs $10M a year ago; provision spikes

May 7, 2026, 7:59 PM ET earnings materiality 0.75 negative item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Net interest income $13.1M flat YoY; net income fell 52% to $4.8M ($0.23 diluted EPS).
Provision for credit losses $3.8M (vs $1.1M benefit last year); book value per share $14.39 from $14.60.

Read filing →

May 7, 2026, 7:59 PM ET earnings materiality 0.75 negative item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Chicago Atlantic Q1 net income $4.8M ($0.23/share) vs $10M a year ago; provision spikes

Net interest income $13.1M flat YoY; net income fell 52% to $4.8M ($0.23 diluted EPS).
March 12, 2026, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 7.01 item 9.01

Chicago Atlantic Q4 net income $8.16M ($0.38/shr); distributable earnings $0.44/shr

Net interest income Q4 $14.24M vs $13.69M Q3; net income $8.16M ($0.38/shr) vs $8.93M ($0.42) Q3.
August 7, 2025, 7:59 PM ET earnings materiality 0.65 neutral item 1.01 item 2.02 item 2.03 item 7.01 item 9.01 ◈ Debt Financings

Chicago Atlantic Q2 distributable EPS $0.51; extends credit facility to 2028

Net income $8.88M ($0.41 diluted); distributable earnings $10.85M ($0.51) vs $9.93M ($0.50) YoY.
March 12, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02 item 7.01 item 9.01

Chicago Atlantic Q4 net income $7.9M; FY distributable earnings $40M, down 10.5% YoY

Q4 net interest income $14.1M, net income $7.9M ($0.39 diluted); distributable earnings $9.2M ($0.47 basic).
November 7, 2024, 6:59 PM ET earnings materiality 0.70 positive item 2.02 item 7.01 item 9.01

Chicago Atlantic Q3 net income $11.2M ($0.56/sh), up 22% QoQ per share; $50M unsecured note

Net income of $11.2M ($0.56 diluted EPS) vs $9.2M ($0.46) in Q2 2024, a 21.7% per-share increase.
October 23, 2024, 7:59 PM ET debt materiality 0.65 neutral item 1.01 item 2.03 item 9.01

Chicago Atlantic closes $50M unsecured term loan at 9.0%, rated BBB+ by Egan-Jones

Entered into $50M unsecured term loan maturing Oct 2028; fixed cash interest rate of 9.0% per annum.
August 7, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02 item 7.01 item 9.01

Chicago Atlantic Q2 net income $9.2M ($0.46 EPS); distributable earnings $0.50/sh

Net interest income $13.2M; net income $9.2M ($0.46 diluted EPS); distributable earnings $9.8M ($0.50/sh).
May 7, 2024, 7:59 PM ET earnings materiality 0.60 positive item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

REFI Q1 net income $8.7M ($0.47/share); distributable earnings $0.52/share; portfolio yield 19.4%

Net interest income $13.2M; net income $8.7M ($0.47 diluted EPS); distributable earnings $9.7M ($0.52).
March 12, 2024, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 7.01 item 9.01 ◈ Earnings Releases ×2

Chicago Atlantic Q4 net income $0.51 EPS, down 5.8% seq; FY distributable earnings up 7.6%; promotes Co-CEO and CFO

Q4 net income $9.4M ($0.51 diluted EPS); sequential decrease of 5.8% due to higher management fees.

Earnings & guidance

2026-Q1 EPS reported $0.23 filing →

Materiality & sentiment trend

Max materiality 0.75 · Median 0.60 · Most common event earnings

5 positive 2 negative 10 neutral

source · REFI on sec.gov