STEL Stellar Bancorp, Inc.

CIK 0001473844 50 ready 8-Ks latest July 1, 2026, 7:30 AM ET RSS · JSON

Activity: NORMAL 1 filings / 30d vs 1 baseline Risk accumulating: repeated leadership change (2)

Ready 8-Ks 50

Latest filing July 1, 2026, 7:30 AM ET

Top materiality 1.00

Event mix earnings ×15 · dividend ×13 · m_and_a ×7

Sentiment 16 pos · 4 neg · 30 neu

Latest earnings reported 2026-Q1

Executive change recent →

SHENANIGAN SCORE 1 / 7 see the board

Recent 8-K filings for STEL

Highest-materiality recent filing

Stellar Bancorp completes merger with Prosperity Bancshares; stock delisted

July 1, 2026, 7:30 AM ET M&A materiality 1.00 neutral item 2.01 item 3.01 item 3.03 item 5.01 item 5.02 item 5.03 item 8.01 item 9.01 ◈ executive_change ×2

Merger closed July 1, 2026; each Stellar share converted to 0.3803 Prosperity shares plus $11.36 cash.
Stellar directors and officers resigned; Robert R. Franklin, Jr. and Joseph B. Swinbank appointed to Prosperity board.

Read filing →

July 1, 2026, 7:30 AM ET M&A materiality 1.00 neutral item 2.01 item 3.01 item 3.03 item 5.01 item 5.02 item 5.03 item 8.01 item 9.01 ◈ executive_change ×2

Stellar Bancorp completes merger with Prosperity Bancshares; stock delisted

Merger closed July 1, 2026; each Stellar share converted to 0.3803 Prosperity shares plus $11.36 cash.
May 27, 2026, 4:45 PM ET M&A materiality 0.85 positive item 5.07 ◈ Shareholder Votes ×2

Stellar Bancorp shareholders approve merger with Prosperity; advisory compensation vote fails

Merger approved: 39,209,984 votes For (99.8% of votes cast), 59,317 Against, 58,567 Abstentions.
May 20, 2026, 5:00 PM ET M&A materiality 0.65 neutral item 8.01

Stellar discloses three lawsuits and supplemental proxy disclosures for PB merger

Three shareholder lawsuits filed in NY Supreme Court challenging merger disclosure adequacy.
April 28, 2026, 7:59 PM ET earnings materiality 0.80 positive item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q1 net income $27.0M, EPS $0.53; loan growth 16% annualized; merger with Prosperity on track

Net income $27.0M ($0.53 diluted EPS) vs Q4 $26.1M ($0.51); adjusted EPS $0.58 excluding merger costs.
April 22, 2026, 7:59 PM ET M&A materiality 0.70 neutral item 8.01 item 9.01

Stellar and Prosperity receive all regulatory approvals for merger; vote May 27, close July 1

All regulatory approvals received from Federal Reserve Bank of Dallas, FDIC, and Texas Department of Banking.
January 29, 2026, 6:59 PM ET M&A materiality 0.85 neutral item 1.01 item 9.01 ◈ Material Agreements

Stellar Bancorp to be acquired by Prosperity Bancshares in stock-and-cash deal

Stellar stockholders to receive 0.3803 Prosperity shares and $11.36 cash per share.
January 28, 2026, 6:59 PM ET M&A materiality 0.90 neutral item 7.01 item 9.01

Stellar Bancorp to be acquired by Prosperity Bancshares in ~$2B stock-and-cash deal

Prosperity to issue 0.3803 shares + $11.36 cash per Stellar share; total consideration ~$2B based on Jan 27 closing.
January 28, 2026, 6:59 PM ET M&A materiality 0.90 neutral item 2.02 item 7.01 item 9.01

Stellar Bancorp enters merger with Prosperity; Q4 EPS $0.51, NIM expands

Merger agreement with Prosperity Bancshares, Inc. announced; conference call canceled, deal terms undisclosed.
October 24, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02 item 7.01 item 9.01

Stellar Bancorp Q3 net income $25.7M ($0.50 EPS); NIM expands to 4.20%, deposits grow $144M

Net income $25.7M, diluted EPS $0.50 vs $26.4M ($0.51) in Q2 2025.
July 25, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02 item 7.01 item 9.01

Stellar Bancorp Q2 net income $26.4M ($0.51 EPS); net interest margin 4.18%, nonperforming assets down

Net income $26.4M ($0.51 diluted EPS) vs Q1 $24.7M ($0.46); annualized ROAA 1.01%, ROTCE 12.16%.
April 25, 2025, 7:59 PM ET earnings materiality 0.65 negative item 2.02 item 7.01 item 9.01

Stellar Bancorp Q1 2025 net income $24.7M ($0.46 EPS); NIM 4.20%

Net income $24.7M, down from $25.2M in Q4; diluted EPS $0.46 vs $0.47.
April 23, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01 item 9.01

Stellar Bancorp authorizes $65M share repurchase; bank joins Federal Reserve System

Board authorized new $65M share repurchase program through May 31, 2026, replacing prior $60M program.
February 26, 2025, 6:59 PM ET dividend materiality 0.60 positive item 8.01 item 9.01

Stellar Bancorp increases quarterly dividend to $0.14 per share

Quarterly cash dividend increased to $0.14 per share, payable March 31, 2025 to shareholders of record March 17, 2025.
January 30, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02 item 7.01 item 9.01

Stellar Bancorp Q4 net income $27.8M ($0.52 EPS); NIM expands to 4.25%

Net income $27.8M ($0.52 diluted EPS) for Q4 2024; full-year net income $117.6M ($2.20 EPS).
December 18, 2024, 6:59 PM ET debt materiality 0.75 neutral item 1.01 item 2.03 item 8.01 item 9.01

Stellar Bancorp ups revolving credit line to $75M and redeems $40M subordinated notes

New $75M revolving credit line from Frost Bank at 3-month SOFR + 2.75%, maturing Dec 13, 2033.
November 21, 2024, 6:59 PM ET dividend materiality 0.60 positive item 8.01 item 9.01

Stellar Bancorp declares $0.14 quarterly dividend, increase from $0.13 per share

Board declared quarterly cash dividend of $0.14 per common share, up $0.01 from prior $0.13.
October 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 9.01 item 2.02 item 7.01

Stellar Bancorp Q3 net income $33.9M ($0.63 EPS); redeems $40M sub notes due 2027

Net income $33.9M ($0.63 diluted EPS) vs $29.8M ($0.56) Q2 2024; ROAA 1.27%.
October 25, 2024, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 7.01 item 9.01

Stellar Bancorp Q3 net income $33.9M ($0.63 EPS), up from $29.8M; to redeem $40M sub notes

Net income $33.9M ($0.63 diluted EPS) vs $29.8M ($0.56) in Q2 2024; annualized ROAA 1.27%.
April 26, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q1 net income $26.1M ($0.49 EPS), NIM 4.26%, NPLs rise to 0.53% of assets

Net income $26.1M ($0.49 diluted EPS) vs $27.3M ($0.51) in Q4 2023; net interest income $102.1M down 3.6% qoq.
January 26, 2024, 6:59 PM ET earnings materiality 0.70 neutral item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q4 net income $27.3M ($0.51 EPS); NIM expands to 4.40% but expenses rise on FDIC assessment

Net income $27.3M, diluted EPS $0.51 for Q4 2023; full-year net income $130.5M, EPS $2.45.
October 27, 2023, 7:59 PM ET earnings materiality 0.70 negative item 2.02 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q3 net income $30.9M ($0.58 EPS) down from $35.2M ($0.66) Q2; loan loss provisions rise

Net income $30.9M ($0.58 diluted EPS) vs Q2 $35.2M ($0.66); annualized ROAA 1.14%, ROATE 14.47%.
July 28, 2023, 7:59 PM ET earnings materiality 0.60 neutral item 2.02 item 9.01

Stellar Bancorp Q2 net income $35.2M ($0.66 EPS), down from Q1 $37.1M ($0.70 EPS)

Net income $35.2M, diluted EPS $0.66 vs $37.1M, $0.70 in Q1 2023.
May 26, 2023, 7:59 PM ET other material materiality 0.60 positive item 5.02 item 5.07 item 8.01 item 9.01 ◈ Shareholder Votes ×4◈ executive_change

Stellar Bancorp: Director resigns, dividend declared, buyback expanded to $60M

Director William S. Nichols III resigns effective May 30, 2023, no disagreement cited.
April 28, 2023, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 9.01 ◈ Earnings Releases

Stellar Bancorp Q1 net income $37.1M ($0.70 EPS); NIM expands to 4.80%

Net income $37.1M, diluted EPS $0.70; annualized ROAA 1.38%, ROATE 19.32%.
January 27, 2023, 6:59 PM ET earnings materiality 0.70 negative item 2.02 item 9.01 ◈ Earnings Releases ×2

Stellar Bancorp posts Q4 net income $2.1M on $44.8M provision; merger costs $11.5M

Net income $2.1M ($0.04 EPS) vs. $??? prior YoY; FY2022 net income $51.4M ($1.47 EPS).

Executive changes

Departed

Robert R. Franklin, Jr.

Director

STEL · Stellar Bancorp, Inc.

Effective: 2026-07-01
Filed: July 1, 2026, 7:30 AM ET

Stellar’s directors and executive officers ceased serving as directors and executive officers of Stellar.

Departed

Joseph B. Swinbank

Director

STEL · Stellar Bancorp, Inc.

Effective: 2026-07-01
Filed: July 1, 2026, 7:30 AM ET

Stellar’s directors and executive officers ceased serving as directors and executive officers of Stellar.

Departed

William E. Wilson, Jr.

Director

STEL · Stellar Bancorp, Inc.

Effective: 2025-06-12
Filed: June 16, 2025, 7:59 PM ET

On June 12, 2025, William E. Wilson, Jr., a member of the Board of Directors of Stellar Bancorp, Inc. (the “Company”), notified the Company of his intention to resign from the Board of Directors of the Company, effective the same day.

Departed

Michael A. Havard

Director

STEL · Stellar Bancorp, Inc.

Filed: January 10, 2025, 6:59 PM ET

On January 6, 2025, Michael A. Havard a member of the Board of Directors of Stellar Bancorp, Inc. (the “Company”) provided notice of his decision to not stand for reelection at the Company’s 2025 Annual Shareholder’s Meeting

Departed

George Martinez

Vice Chairman

STEL · Stellar Bancorp, Inc.

Effective: 2023-12-31
Filed: November 3, 2023, 7:59 PM ET

He intends to retire as a director and Vice Chairman of the Bank at December 31, 2023.

Departed

William "Nick" Nichols

Director

STEL · Stellar Bancorp, Inc.

Successor: Cynthia Dopjera
Filed: July 24, 2023, 7:59 PM ET

The appointment fills the vacant Class II director position created by the resignation of William “Nick” Nichols.

Appointed

Cynthia Dopjera

Director

STEL · Stellar Bancorp, Inc.

Effective: 2023-07-20
Filed: July 24, 2023, 7:59 PM ET

On July 20, 2023, the Board of Directors of Stellar Bancorp, Inc. (the “Company”) elected Cynthia Dopjera to the Board of Directors effective July 20, 2023.

Departed

William S. Nichols, III

Director

STEL · Stellar Bancorp, Inc.

Effective: 2023-05-30
Filed: May 26, 2023, 7:59 PM ET

On May 23, 2023, William S. Nichols, III, a member of the Board of Directors of Stellar Bancorp, Inc. (the “Company”), notified the Company of his intention to resign from the Board of Directors of the Company and the Board of Directors of Stellar Bank, effective as of May 30, 2023.

Appointed

Steven F. Retzloff

Executive Chairman

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

Steven F. Retzloff, the current Chief Executive Officer of Allegiance, was appointed as a director of the Company and the Executive Chairman of the Company and Senior Executive Chairman of the Combined Bank.

Appointed

J. Pat Parsons

Vice Chairman of the Combined Bank

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

and was appointed as the Vice Chairman and a director of the Combined Bank.

Departed

J. Pat Parsons

Vice Chairman

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

J. Pat Parsons, ceased to serve as the Company’s former Vice Chairman and a director

Appointed

Ramon A. Vitulli, III

President

STEL · Stellar Bancorp, Inc.

Effective: 2022-10-01
Filed: October 3, 2022, 7:59 PM ET

Ramon A. Vitulli, III was appointed President of the Company and Chief Executive Officer of the Combined Bank

Earnings & guidance

2026-Q1 EPS reported $0.53 filing →

Materiality & sentiment trend

Max materiality 1.00 · Median 0.57 · Most common event earnings

16 positive 4 negative 30 neutral

source · STEL on sec.gov