Recent 8-K filings for UCB

• April 28, 2026, 7:59 PM ET leadership materiality 0.70 neutral item 5.02item 7.01item 9.01 ◈ executive_change

  United Community CFO Jefferson Harralson to retire by year-end; search underway via Korn Ferry

  Jefferson Harralson to resign as EVP and CFO effective Dec 31, 2026, after nine years at United Community.

• April 21, 2026, 7:59 PM ET M&A materiality 0.75 positive item 8.01item 9.01

  United Community Banks to acquire Peach State Bancshares for $100.8M

  Deal: $100.8M aggregate value; shareholders elect $31.75 cash or 0.8978 UCB shares per share, prorated 50/50.

• April 21, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  United Community Q1 EPS $0.70 op (+19% YoY); revenue $276.5M; NIM 3.65%; announces Peach State acquisition

  Net income $84.3M; diluted operating EPS $0.70, up 19% from Q1 2025.

• January 14, 2026, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 7.01item 9.01

  United Community Q4 2025 net income $86.5M, EPS $0.70; NIM expands to 3.62%

  Net income $86.5M vs $75.8M a year ago; diluted EPS $0.70 (+$0.09 YoY); operating EPS $0.71.

• December 8, 2025, 6:59 PM ET other material materiality 0.70 positive item 8.01item 9.01

  United Community Banks announces $100M share repurchase program for 2026

  Board authorized up to $100M of common stock repurchases, effective Jan 1, 2026 through Dec 31, 2026.

• October 22, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  United Community Q3 net income $91.5M, EPS $0.70 GAAP, $0.75 operating; revenue up 27% YoY

  Net income $91.5M, diluted EPS $0.70 GAAP, operating EPS $0.75, up 32% YoY.

• August 15, 2025, 7:59 PM ET debt materiality 0.60 neutral item 8.01item 9.01

  United Community Banks redeems all $88M 6.875% Series I Preferred Stock on Sept 15, 2025

  Redemption of all outstanding 6.875% Series I Non-Cumulative Perpetual Preferred Stock.

• July 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  United Community Banks Q2 EPS $0.66 operating, NIM expands 14 bps to 3.50%

  GAAP EPS $0.63, operating EPS $0.66; up 14% YoY on operating basis.

• May 1, 2025, 7:59 PM ET M&A materiality 0.70 positive item 8.01item 9.01

  United Community Banks closes acquisition of ANB Holdings, parent of American National Bank

  Merger effective May 1, 2025; ANB Bank will convert to United Community brand on July 11, 2025.

• April 22, 2025, 7:59 PM ET earnings materiality 0.80 neutral item 2.02item 7.01item 9.01

  United Community Q1 EPS $0.58 GAAP, $0.59 operating; NIM expands 10 bps to 3.36%

  Net income $71.4M ($0.58 diluted); operating EPS $0.59, up 13% YoY.

• January 22, 2025, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 7.01item 9.01

  United Community Banks Q4 2024 net income $75.8M, diluted EPS $0.61; operating EPS $0.63

  Net income $75.8M ($0.61 diluted EPS GAAP); operating EPS $0.63 up 19% YoY and 11% linked quarter.

• December 3, 2024, 6:59 PM ET M&A materiality 0.70 positive item 8.01item 9.01

  United Community Banks to acquire ANB Holdings for ~$80M in all-stock deal

  United will issue 1.650 shares of its common stock per share of ANB common stock; deal value ~$80 million.

• October 23, 2024, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 9.01

  United Community Q3 GAAP EPS $0.38; operating EPS $0.57 (+27% YoY)

  Net income $47.3M, GAAP EPS $0.38; operating EPS $0.57 after excluding $0.18 loss on manufactured housing loan sale.

• September 3, 2024, 7:59 PM ET other material materiality 0.60 neutral item 8.01item 9.01

  United Community Banks sells $318.2M manufactured housing loan portfolio to 21st Mortgage

  Portfolio sold on August 30, 2024 to 21st Mortgage Corporation, a Clayton Homes division.

• July 24, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  United Community Q2 net income $66.6M; operating EPS $0.58; NIM widens 17bps to 3.37%

  Net income $66.6M, diluted EPS $0.54 GAAP (+2% YoY); operating EPS $0.58 (+5% YoY).

• April 24, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  United Community Q1 net income $62.6M, diluted EPS $0.51, down 2% YoY

  Net income Q1 2024 of $62.6M; GAAP diluted EPS $0.51 vs $0.52 YoY; operating EPS $0.52.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.70 · Most common event earnings

10 positive 0 negative 12 neutral

source · UCB on sec.gov