USCB USCB FINANCIAL HOLDINGS, INC.

CIK 0001901637 36 ready 8-Ks latest April 23, 2026, 7:59 PM ET RSS · JSON

Activity: NORMAL 2 filings / 30d vs 2 baseline

Ready 8-Ks 36

Latest filing June 1, 2026, 4:50 PM ET

Top materiality 0.85

Event mix other_material ×10 · earnings ×9 · dividend ×9

Sentiment 12 pos · 1 neg · 23 neu

Latest earnings reported 2026-Q1

Recent 8-K filings for USCB

Highest-materiality recent filing

USCB reports record Q3 EPS $0.45, ROAE 15.74%; issues $40M sub notes, repurchases 2M shares

October 23, 2025, 7:59 PM ET earnings materiality 0.85 positive item 2.02 item 7.01 item 9.01

Record fully diluted EPS of $0.45, up from $0.35 YoY; net income $8.9M.
Annualized ROAA 1.27%, ROAE 15.74%; efficiency ratio 52.28%.

Read filing →

April 23, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

USCB Financial Holdings Q1 EPS $0.51, net income up 22% to $9.4M

Diluted EPS $0.51 vs $0.38 YoY; net income $9.4M, up 22%.
January 22, 2026, 6:59 PM ET earnings materiality 0.65 negative item 2.02 item 7.01 item 9.01

USCB reports Q4 GAAP EPS $0.07, operating EPS $0.44; portfolio restructuring charge hits results

Net income $1.4M ($0.07 diluted EPS) vs $6.9M ($0.34) in Q4 2024.
January 20, 2026, 6:59 PM ET dividend materiality 0.60 positive item 7.01 item 9.01

USCB raises quarterly dividend 25% to $0.125 per share

Quarterly cash dividend increased to $0.125 per share from $0.10, a 25.0% rise.
December 5, 2025, 6:59 PM ET other material materiality 0.65 positive item 2.02 item 9.01

USCB Financial Holdings sells $44.6M in low-yield securities; expects $5.6M after-tax loss

Sold $44.6M in AFS securities (weighted avg yield 1.70%) to redeploy into higher-yielding CRE loans.
October 23, 2025, 7:59 PM ET earnings materiality 0.85 positive item 2.02 item 7.01 item 9.01

USCB reports record Q3 EPS $0.45, ROAE 15.74%; issues $40M sub notes, repurchases 2M shares

Record fully diluted EPS of $0.45, up from $0.35 YoY; net income $8.9M.
September 5, 2025, 7:59 PM ET other material materiality 0.70 positive item 1.01 item 9.01

USCB Financial Holdings enters stock repurchase agreement for 2M shares at $17.19 per share

Agreement to buy 2,000,000 shares from Patriot Financial Partners II and Patriot Parallel II at $17.19/share (1% discount to 10-day VWAP).
July 24, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02 item 7.01 item 9.01

USCB reports record Q2 2025 EPS $0.40; NIM expands to 3.28%

Net income $8.1M ($0.40 diluted EPS) vs $6.2M ($0.31) in Q2 2024.
April 24, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 7.01 item 9.01

USCB posts record Q1 EPS of $0.38 (+65% YoY); ROAA 1.19%, NIM expands to 3.10%

Net income $7.7M, diluted EPS $0.38 vs $0.23 Q1 2024; ROAA 1.19% (vs 0.76%); ROAE 14.15% (vs 9.61%).
January 23, 2025, 6:59 PM ET earnings materiality 0.75 positive item 2.02 item 7.01 item 9.01

USCB reports Q4 2024 EPS of $0.34, doubles dividend to $0.10/share

Net income $6.9M, diluted EPS $0.34 vs. $0.14 in Q4 2023 (up 143%).
October 31, 2024, 7:59 PM ET earnings materiality 0.80 positive item 2.02 item 7.01 item 9.01

USCB Financial Holdings reports record Q3 EPS of $0.35, up 84% YoY; ROAA 1.11%

Net income $6.9M ($0.35 diluted EPS) vs $3.8M ($0.19) in Q3 2023, a record.
July 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 7.01 item 9.01

USCB Financial posts record diluted EPS of $0.31 in Q2 2024; net income $6.2M up 48% YoY

Net income $6.2M ($0.31 diluted EPS) vs $4.2M ($0.21) in Q2 2023; record EPS since going public.

Earnings & guidance

2026-Q1 EPS reported $0.51 filing →

Materiality & sentiment trend

Max materiality 0.85 · Median 0.40 · Most common event other_material

12 positive 1 negative 23 neutral

source · USCB on sec.gov