Benigno Pazos
On October 30, 2023, Benigno Pazos, Executive Vice President and Chief Credit Officer, notified USCB Financial Holdings, Inc. (the “Company”) of his decision to retire, effective December 31, 2023
Highest-materiality recent filing
USCB Financial Holdings Q2 2026 EPS $0.49, assets top $3B, NIM expands to 3.49%
Net income $9.1M ($0.49 diluted EPS) vs $8.1M ($0.40) in Q2 2025; ROAA 1.26%, ROAE 15.90%.
USCB Financial Holdings Q1 EPS $0.51, net income up 22% to $9.4M
Diluted EPS $0.51 vs $0.38 YoY; net income $9.4M, up 22%.
USCB reports Q4 GAAP EPS $0.07, operating EPS $0.44; portfolio restructuring charge hits results
Net income $1.4M ($0.07 diluted EPS) vs $6.9M ($0.34) in Q4 2024.
USCB raises quarterly dividend 25% to $0.125 per share
Quarterly cash dividend increased to $0.125 per share from $0.10, a 25.0% rise.
USCB Financial Holdings sells $44.6M in low-yield securities; expects $5.6M after-tax loss
Sold $44.6M in AFS securities (weighted avg yield 1.70%) to redeploy into higher-yielding CRE loans.
USCB reports record Q3 EPS $0.45, ROAE 15.74%; issues $40M sub notes, repurchases 2M shares
Record fully diluted EPS of $0.45, up from $0.35 YoY; net income $8.9M.
USCB Financial Holdings enters stock repurchase agreement for 2M shares at $17.19 per share
Agreement to buy 2,000,000 shares from Patriot Financial Partners II and Patriot Parallel II at $17.19/share (1% discount to 10-day VWAP).
USCB reports record Q2 2025 EPS $0.40; NIM expands to 3.28%
Net income $8.1M ($0.40 diluted EPS) vs $6.2M ($0.31) in Q2 2024.
USCB posts record Q1 EPS of $0.38 (+65% YoY); ROAA 1.19%, NIM expands to 3.10%
Net income $7.7M, diluted EPS $0.38 vs $0.23 Q1 2024; ROAA 1.19% (vs 0.76%); ROAE 14.15% (vs 9.61%).
USCB reports Q4 2024 EPS of $0.34, doubles dividend to $0.10/share
Net income $6.9M, diluted EPS $0.34 vs. $0.14 in Q4 2023 (up 143%).
USCB Financial Holdings reports record Q3 EPS of $0.35, up 84% YoY; ROAA 1.11%
Net income $6.9M ($0.35 diluted EPS) vs $3.8M ($0.19) in Q3 2023, a record.
USCB Financial posts record diluted EPS of $0.31 in Q2 2024; net income $6.2M up 48% YoY
Net income $6.2M ($0.31 diluted EPS) vs $4.2M ($0.21) in Q2 2023; record EPS since going public.
USCB Financial Q4 2023 EPS $0.14, net income $2.7M, NIM 2.65%, loan growth 18.1%
Net income $2.7M ($0.14 diluted EPS) vs $4.4M ($0.22) in Q4 2022; ROAA 0.48%.
USCB Financial Holdings appoints William Turner as EVP and Chief Credit Officer
William Turner appointed EVP and Chief Credit Officer of U.S. Century Bank, effective December 7, 2023.
USCB Financial announces retirement of CCO, departure of GC, promotion of CRO
Benigno Pazos, EVP and CCO, to retire effective Dec 31, 2023 after eight years at the bank.
USCB Q3 net income $3.8M ($0.19 EPS), down 32% YoY; NIM contracts to 2.60%
Net income $3.8M ($0.19 diluted EPS) vs $5.6M ($0.28) in Q3 2022; NII $14.0M, down 16.4% YoY.
USCB Q2 EPS $0.21 vs $0.26 YoY; NIM falls to 2.73%
Net income $4.2M ($0.21 diluted) vs $5.3M ($0.26) in Q2 2022; annualized ROAA 0.77% from 1.08%.
On October 30, 2023, Benigno Pazos, Executive Vice President and Chief Credit Officer, notified USCB Financial Holdings, Inc. (the “Company”) of his decision to retire, effective December 31, 2023
on October 30, 2023, Jalal “Jay” Shehadeh, Executive Vice President and General Counsel, notified the Company of his decision to resign, effective December 31, 2023, to pursue personal opportunities.
Effective as of March 31, 2022, the Board of Directors (the “Board”) of USCB Financial Holdings, Inc. (the “Company”) appointed Ms. Maria del Carmen Alonso to the Board of the Company effective, March 31, 2022.
the Board of Directors (the “Board”) of USCB Financial Holdings, Inc. (the “Company”) appointed Mr. Robert E. Kafafian to the Board of the Company effective, March 28, 2022.
On February 15, 2022, the Board of Directors (the “Board”) of USCB Financial Holdings, Inc. (the “Company”) appointed Mr. Ramon A. Rodriguez to the Board of the Company effective, February 15, 2022.
Max materiality 0.85 · Median 0.47 · Most common event other_material