Highest-materiality recent filing
Bank of the James Q1 net income $2.77M ($0.61 EPS) vs $0.19 YoY, dividend $0.10
Net income $2.77M, EPS $0.61, vs $842K ($0.19) in Q1 2025.
Bank of the James Reports Record 2025 Net Income of $9.02 Million, Up 13.6%
Record annual earnings of $9.02 million for 2025, up from $7.94 million in 2024.
Bank of the James co-founder J. Todd Scruggs retires from board and executive roles effective Jan 5
J. Todd Scruggs retired Jan 5, 2026 from boards of Company and Bank; also as Secretary, Treasurer, EVP and CIO.
Bank of the James reports record Q3 EPS $0.61, NIM expands to 3.44%, assets exceed $1B
EPS $0.61 in Q3 2025, up from $0.44 YoY; nine-month EPS $1.39 flat YoY.
BOTJ CFO Scruggs to become CIO; General Counsel Sorenson named CFO effective Jan 1, 2026
J. Todd Scruggs, CFO since 1999 for Bank of the James, transitions to newly created CIO role effective Jan 1, 2026.
Bank of the James Q2 2025 net income $2.70M, EPS $0.60; assets corrected to $1.004B
Q2 net income of $2.70M ($0.60/diluted share) vs $2.15M ($0.47) a year ago.
Bank of the James Q2 net income $2.7M ($0.60 EPS); net interest margin expands to 3.45%
Q2 net income $2.7M ($0.60/share) vs $2.15M ($0.47) a year earlier; H1 net income $3.55M ($0.79) vs $4.34M ($0.95).
BOTJ Q1 net income down 61% to $842k ($0.19 EPS) on $1M one-time consultant fee
Net income $842k ($0.19 EPS) vs $2.19M ($0.48) Q1 2024; revenue (NII after provision) $7.58M vs $7.50M.
Bank of the James Q4 net income falls to $1.62M from $2.11M; full year EPS $1.75, dividend declared
Q4 2024 net income $1.62M ($0.36 per share) vs $2.11M ($0.45) a year ago.
Bank of the James Q3 net income $1.99M ($0.44 EPS); total assets top $1B, book value $15.15
Net income Q3 2024 $1.99M ($0.44 diluted EPS) vs. $2.08M ($0.46) YoY; first 9 months $6.33M ($1.39) vs. $6.60M ($1.44).
Bank of the James Q2 net income $2.15M ($0.47 EPS), down 15% YoY; declares $0.10 dividend
Net income $2.15M ($0.47/share) vs $2.53M ($0.56) YoY; first-half $4.34M ($0.95) vs $4.52M ($0.99).
BOTJ Q1 net income $2.19M ($0.48 EPS) vs $1.98M a year ago; declares $0.10 dividend
Net income of $2.19M, $0.48 per share, vs $1.98M ($0.43) in Q1 2023; earnings per share up 11.6% YoY.
On March 18, 2024, each of Thomas W. Pettyjohn, Jr. and James F. Daly announced his intention not to seek re-election to the Board of Directors of the Bank of the James Financial Group, Inc. and its subsidiary Bank of the James.
On March 18, 2024, each of Thomas W. Pettyjohn, Jr. and James F. Daly announced his intention not to seek re-election to the Board of Directors of the Bank of the James Financial Group, Inc. and its subsidiary Bank of the James.
Max materiality 0.80 · Median 0.60 · Most common event earnings