Recent 8-K filings for CZWI

• July 31, 2026, 8:46 AM ET other material materiality 0.60 neutral item 8.01

  Activist investor group seeks board seat at Citizens Community Bancorp

  Reporting Persons led by Andrew Schornack requested a Board seat at a July 27, 2026 meeting.

• July 27, 2026, 8:54 AM ET earnings materiality 0.80 negative item 2.02item 9.01item 8.01

  Citizens Community Bancorp Q2 EPS $0.11, down from $0.39 Q1; provision for credit losses surges to $4.33M

  Q2 2026 net income $1.1M ($0.11 diluted EPS) vs $3.8M ($0.39) in Q1 2026 and $3.3M ($0.33) in Q2 2025.

• April 27, 2026, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01item 8.01 ◈ Earnings Releases

  Citizens Community Bancorp Q1 2026 EPS $0.39, down from $0.44 Q4; dividend $0.105

  Net income $3.8M ($0.39 diluted EPS) vs $4.3M ($0.44) Q4 2025 and $3.2M ($0.32) Q1 2025.

• January 26, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01item 8.01

  Citizens Community Bancorp Q4 EPS $0.44, up from $0.27 YoY; initiates quarterly dividend

  Q4 net income $4.3M ($0.44 diluted EPS) vs $3.7M ($0.37) in Q3 and $2.7M ($0.27) a year ago.

• October 27, 2025, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  Citizens Community Bancorp Q3 EPS $0.37, up from $0.32 YoY; redeems $15M subdebt

  Q3 2025 net income $3.7M ($0.37 diluted) vs $3.3M ($0.33) Q2 2025 and $3.3M ($0.32) Q3 2024.

• July 28, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01item 8.01

  Citizens Community Q2 EPS $0.33 vs $0.32 linked qtr; NIM expands 42 bps; authorizes 5% buyback

  Q2 net income $3.3M ($0.33 dil. EPS) vs $3.2M ($0.32) in Q1 2025 and $3.7M ($0.35) in Q2 2024.

• April 28, 2025, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  Citizens Community Bancorp Q1 2025 EPS $0.32; net interest margin up 6 bps to 2.85%

  Net income $3.2M ($0.32 diluted EPS) vs $2.7M ($0.27) in Q4 2024 and $4.1M ($0.39) in Q1 2024.

• January 27, 2025, 6:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01item 8.01

  CZWI Q4 EPS $0.27 vs $0.35 YoY; raises annual dividend 12.5% to $0.36

  Q4 2024 net income $2.7M ($0.27 diluted EPS) vs $3.7M ($0.35) in Q4 2023.

• October 28, 2024, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  Citizens Community Bancorp Q3 EPS $0.32, down from Q2 $0.35; NPAs rise to $17.1M

  Q3 2024 net income $3.3M ($0.32 diluted), down from $3.7M ($0.35) in Q2 2024; up from $2.5M ($0.24) a year ago.

• July 29, 2024, 7:59 PM ET earnings materiality 0.75 neutral item 2.02item 9.01item 8.01

  Citizens Community Q2 EPS $0.35 vs $0.39 Q1; approves 5% stock buyback up to 512k shares

  Q2 2024 diluted EPS $0.35, net income $3.7M, vs Q1 EPS $0.39 and $4.1M

• April 29, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases

  Citizens Community Bancorp Q1 EPS $0.39 vs $0.35 YoY; NPAs down 31%

  Net income $4.1M ($0.39 diluted) up from $3.7M ($0.35) a year ago.

• January 29, 2024, 6:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01item 8.01 ◈ Earnings Releases ×2

  Citizens Community Bancorp Q4 2023 EPS $0.35; annual dividend raised 10% to $0.32

  Net income $3.7M, $0.35 diluted EPS; full-year EPS $1.25 vs $1.69 prior year.

• October 24, 2023, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01 ◈ Earnings Releases ×2

  CZWI Q3 EPS $0.24, vs $0.31 Q2 and $0.38 year ago; NIM expands, NPAs fall

  Net income $2.5M, diluted EPS $0.24; adjusted EPS (ex tax change) $0.36.

• July 24, 2023, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases ×2

  Citizens Community Bancorp Q2 EPS $0.31; net interest margin declines, nonperforming assets rise

  Earnings per diluted share $0.31, down from $0.35 in Q1 2023 and $0.41 in Q2 2022; net income $3.2M.

• April 25, 2023, 7:59 PM ET earnings materiality 0.65 negative item 2.02item 9.01 ◈ Earnings Releases

  CZWI Q1 EPS $0.35 vs $0.45 prior quarter; net interest margin falls to 3.02%

  Net income $3.7M ($0.35 diluted) vs $4.7M ($0.45) in Q4 2022 and Q1 2022.

• January 23, 2023, 6:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01item 8.01 ◈ Earnings Releases

  CZWI Q4 EPS $0.45, annual dividend raised 12% to $0.29/share

  Q4 net income $4.7M ($0.45 diluted EPS); FY22 net income $17.8M ($1.69 EPS) vs $21.3M ($1.98 EPS) prior year.

• October 24, 2022, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01

  CZWI Q3 EPS $0.38 vs $0.41 prior qtr; net interest income up, loan growth 2.2%

  EPS of $0.38 diluted, net income $4.0M; down from $0.41/$4.4M prior quarter and $0.47/$5.0M year ago.

• July 25, 2022, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  CZWI Q2 EPS $0.41, net interest margin 3.46%, loan growth 18% annualized

  Net income $4.4M ($0.41 diluted EPS) vs $4.7M ($0.45) in Q1 2022, $4.7M ($0.44) in Q2 2021.

• April 25, 2022, 7:59 PM ET earnings materiality 0.70 negative item 2.02item 9.01

  CZWI Q1 EPS $0.45, net income $4.7M down QoQ and YoY; issues $35M sub debt

  Diluted EPS $0.45 vs $0.58 Q4'21 and $0.50 Q1'21; net income $4.7M vs $6.1M and $5.5M.

• March 14, 2022, 7:59 PM ET debt materiality 0.60 neutral item 1.01item 2.03item 3.03item 9.01

  Citizens Community Bancorp issues $35M subordinated notes at 4.75% fixed rate, Tier 2 capital treatment

  Issued $35M aggregate principal of 4.75% fixed-to-floating subordinated notes due 2032.

• January 31, 2022, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01item 8.01

  CZWI Q4 EPS $0.58 (+81% YoY), record annual earnings $21.3M; dividend raised 13% to $0.26

  Q4 2021 net income $6.1M ($0.58 diluted EPS) vs $3.6M ($0.32) YoY; FY21 net income $21.3M ($1.98) vs $12.7M ($1.14) – record annual earnings.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.32 · Most common event earnings

4 positive 5 negative 41 neutral

source · CZWI on sec.gov