Recent 8-K filings for CASH
Highest-materiality recent filing
Pathward Financial restates financials for FY2023-2024 and interim periods; cites accounting errors
- Non-reliance on FY2023, FY2024, and interim periods through March 31, 2025; errors in gross vs. net basis accounting for third-party lending.
- Affected loan portfolio $207.0M at March 31, 2025 and $218.3M at September 30, 2024; total loans net $4.39B and $4.03B.
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Pathward Q2 fiscal 2026 net income $72.9M ($3.35 EPS); revenue up 9% on tax products
Net income $72.9M ($3.35 diluted EPS) vs $75.0M ($3.14) a year ago; EPS up 7% on share repurchases.
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Pathward Financial Q1 FY2026 net income $35.2M, EPS $1.57
Net income $35.2M, diluted EPS $1.57, vs $30.0M, $1.23 YoY.
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Crowe dismissed as auditor effective Dec 23, 2025; KPMG appointed for fiscal year ending Sept 30, 2026.
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Pathward Financial Q4 net income $38.8M ($1.69 EPS) vs $33.5M YoY; FY net income $185.9M
Q4 revenue $186.7M (+4% YoY); NIM 7.46% vs 7.32% YoY.
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Pathward receives second Nasdaq notice for late 10-Q; must update compliance plan by Sep 10
Received Nasdaq notice on Aug 26, 2025 for failure to timely file Form 10-Q for June 30, 2025 quarter.
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Pathward Financial Q3 net income $42.1M ($1.81 EPS), revenue up 4%; plans restatement
Net income $42.1M ($1.81 diluted EPS) vs $44.9M ($1.78) in Q3 FY24; total revenue $195.8M, +4% YoY.
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Pathward Financial restates financials for FY2023-2024 and interim periods; cites accounting errors
Non-reliance on FY2023, FY2024, and interim periods through March 31, 2025; errors in gross vs. net basis accounting for third-party lending.
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Nasdaq notice on May 22, 2025 for failure to timely file Form 10-Q for quarter ended March 31, 2025.
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Pathward Financial Q2 net income $74.3M ($3.11 EPS) vs $65.3M ($2.56) year ago; revenue up 6%
Total revenue $262.9M, up 6% YoY; NIM expanded 27bp to 6.50%.
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Net income $31.4M ($1.29 EPS) vs $27.7M ($1.06 EPS) a year ago; total revenue up 7% to $173.5M.
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Completed sale of commercial insurance premium finance business for $603.3M cash on Oct 31, 2024.
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Pathward extends closing date for premium finance business sale to Nov 1; gets $1M fee
Original close date of Oct 22, 2024 missed; parties now target Nov 1, 2024.
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Pathward Q4 EPS $1.35, full-year EPS $6.62, above guidance high end
Q4 net income $33.6M ($1.35/diluted share) vs $35.9M ($1.36) YoY; revenue $167.9M, +4%.
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Pathward sells commercial insurance premium finance loan portfolio for $617M plus $31M premium
Pathward N.A. entered definitive agreement to sell its commercial insurance premium finance business to AFS IBEX Financial Services, LLC (Honor Capital subsidiary).
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Pathward Q3 EPS $1.66, revenue $176.7M (+7% YoY), NIM expands to 6.56%
Net income $41.8M ($1.66 diluted EPS) vs $45.1M ($1.68) in prior-year Q3.
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GAAP net income $65.3M ($2.56 EPS) vs $54.8M ($1.99) prior year; adjusted EPS $2.18.
Earnings & guidance
Materiality & sentiment trend
Max materiality 0.85 · Median 0.60 · Most common event dividend